As time has gone on, more sites have brought this topic up of what "deductible" is defined as under the ACA .. insurance policies are written to define "deductible" as the money that is payed before the insurance policy picks up the costs.
Regardless of what you have seen in the past, "deductible" and "co-pay" no longer work the way you believe .
I'm not seeing where your links disagree with how I defined any of the cost-sharing arrangements from upthread. I might just be missing it. My best guess about your point is that that there is that your link describes the deductible as needing to be met before the insurance company will pay anything. I don't doubt that that's at least as common as it ever was, which is to say extremely, and so the vast majority of plans will operate that way. If you want to suggest that the middle portion of my deductible explanation was mistaken, even in light of my second post, fine, take the point. Though it is historically one of the options insurance companies offered, it may be rare to the point of extinction now. I've no idea what you're describing when you suggest that "co-pay" has changed.
Everything else I described is defined exactly as I defined it. I don't understand the inclusion of your second link at all, but it's nothing new to the ACA.