I personally think so. With the rising cost of tuition causing more students to require loans to finish their studies. Once done, they most likely don't have a job = no money to pay off the debt. Then the banks and organization that gave these loans are left empty handed. Just like in real estate where a minimum wage guy bought a house than learned he couldn't pay it back, students taking loans for worthless degrees find out they cant pay back their loans either. I personally think something should be done soon rather than later.