If this is aimed at me

I'm pretty sure that was aimed at glhf.

I don't agree that returns are low.. it's just for studios like Orymus3 that returns are low because like he said himself.. he isnt making games for money... just for fun.
That's the general attitidue with most indys.

That's quite a lot of arrogance you've got there. You are aware that every time you make something like this a part of the searchable public record, you burn potential bridges and reinforce in the public's eye the perception that you are arrogant and don't really know what you are talking about? Remember where you are: gamedev.net. This is a community made up of the very people you want to fleece. I doubt a single legitimate member here would hesitate to give you the middle finger if you approached them with an offer of funding, and I doubt they would hesitate to warn their acquaintances should you approach them instead.

I recommend you try for at least a little bit of humility. That's good life advice, as well.

I don't agree that returns are low.. it's just for studios like Orymus3 that returns are low because like he said himself.. he isnt making games for money... just for fun.
That's the general attitidue with most indys.
If you get a serious indy team together then I think you can make a lot of money.

On average returns are low and risks are high, most studios that aim for the AAA segment go bankrupt, the competition is extremely fierce and even successful games don't make a huge profit. the best ROI is pretty much on games like Minecraft (low budget titles that just happened to get insanely lucky), compared to other industries the game industry is very high risk. (There are plenty of examples of great games that didn't do well enough financially to keep their creators in business and even more examples of extremely expensive games that just plain sucked when they were done) (I don't want to think about how much money the people who invested in Duke Nukem Forever lost)

The typical rule the Venture Capitalists use is 1 in 10. That is they only expect 1 out of 10 projects they invest in to succeed but that projects will give them huge returns more than covering what they lost money on the other 9. But of the reason to go with VC or angel investor from the developers point of view is that the develop can benefit from the VC's experience and contacts. Its not just about handing over money at regular instalments. The amount of control you have will also be a lot smaller then you want. Very few indie studio's will hand over creative control to an investor just to get a cash infusion.

Game development is expensive, risky, takes a long time, and may take ages to get a ROI.
Its a little different in the AAA world were they spend millions on marketing with the knowledge that 85% to 90% of sales occur in the first week.

Even with that it's no guarantee of success. Look at kingdom of amalur they burnt through so much cash that even though the game sold 1.3 million copies they would have needed to sell 2 million just cover the advance from the publisher.

Another reason that it is hard to make money as indie is the costs:

Lets say you want to use UDK which is a world class engine. Now its free to develop on, with a 1 time $100 fee for a studio licence on release. But the cost comes in once you hit the royalty free limit of $50,000 in revenue in a year in anyway(sales, in game transactions, ads) you have to start paying 25% of the gross to Unreal. Now if that game is also an Iphone game apple takes a 30% cut on all transactions. You'll have to pay 10%-20% in sales taxes on top of any transaction as well.

So if we break that down:
$10 in user spend:
$1 in tax
9 x 30% = $2.7 for apple
9 x 25% = $2.25 for unreal

Which leaves you with $4.05 out of every $10 you earn before you even start paying other costs.
That works out to about $53,000 on the first $100,000 in revenue. If you spend $100,000 on making that iphone game you need $200,000 in revenue to just cover the costs.

There are a lot of easier ways to make money if you have cash to spend then funding game projects. A strong investment portfolio will give you much better return. I'm managing 20% growth a year on mine. Or you could invest in buying a few rental properties.

If you go down the CEO route you have a fundamental problem in that as you have said before you have 0 experience in the industry. You've never worked at a game studio, or been a manager of similar company. You are not going to be in a position to make decisions on best practices, technologies, or accurately gauge costs and time scales. So you'll need to either partner with someone who does a or hirer someone which will cost you a lot more the a normal developer. Either way they aren't going to sit there and have you tell them what to do. They will probably ended asking what you actually bring to the day to day running of the project. Also if you go the CEO it means quitting your current job and relying on your savings to fund development and pay your living costs.

All in all from what it sounds like you want. Which is to make money off of gaming through extensive monetization I'd find your self an experienced developer to partner with who knows how to build cloud based apis and start a business around providing monetization services to indie developers. Why go to trouble of building a game full of micro transactions when you could provide that as a secure service that indie studios can use for a nominal service charge.